Check Your Ratibi Card Salary Online in Minutes
It is good to receive your salary on time, and it should be easy and stress-free to check your balance. You can now check your Ratibi Card Salary with only a few clicks on your phone, tablet, or computer with online tools.
You can check your Ratibi Balance 24/7, whether you are using the FAB app, SMS, WhatsApp, or an online portal. No queues, no paperwork, and no confusion.
This full guide will demonstrate how to check your salary, control your card and keep your money in your hands in the UAE, the easiest and safest way.
What Is a Ratibi Salary Card?
A Ratibi salary card is a pre-paid payroll card that is provided by First Abu Dhabi Bank (FAB) to UAE employees. It is primarily targeted at employees with an annual income of up to AED 5,000 and a lack of a conventional bank account.
Through this card, employers are able to send salaries directly every month, and employees can easily do a fab salary check without having to visit a bank. The card is similar to a debit card, and it can be used to withdraw cash, shop, pay bills, and shop online.
The Ratibi card is also connected with the Wage Protection System in the UAE, which implies the payment of salaries in a safe and timely manner. This renders Ratibi a reliable and convenient choice for both employees and employers.
Employees receiving salaries through Ratibi cards can also explore growth opportunities via FAB careers for updated job openings and employment benefits.
Who Is Eligible for a Ratibi Card in the UAE?
The Ratibi salary card is created to suit both employees and employers who satisfy certain conditions established by the First Abu Dhabi Bank and the UAE government. These regulations make sure that the payment of salaries is safe and in accordance with the Wage Protection System.
Eligibility for Employees
To receive a Ratibi salary card, employees must:
- Be a legal UAE resident
- Have a valid Emirates ID
- Earn a monthly salary of AED 5,000 or less
- Work for a company registered under WPS
- Submit required KYC documents
Once approved, employees can easily perform a Fab Bank salary check and manage their salary without opening a traditional bank account.
Eligibility for Employers
Companies that want to issue Ratibi cards to their workers must:
- Have a corporate account with FAB
- Be registered with MOHRE
- Follow WPS salary payment rules
- Submit employee salary details every month
- Act as the main contact with the bank
This system helps companies make salary payments faster while allowing workers to use fab balance check online services to track their earnings easily.
Key Benefits of Using a Ratibi Salary Card
The Ratibi salary card offers many advantages for both employees and employers in the UAE. It makes salary payments easy, safe, and fully compliant with government rules.
Main Benefits for Employees
- No bank account required
Workers can receive their salary without opening a traditional bank account. - Free salary deposits
Monthly salaries are credited directly to the card at no extra cost. - Easy cash withdrawals
Money can be withdrawn from FAB ATMs across the UAE. - Shop and pay bills
The card can be used for utility bills, online payments, and shopping. - Free SMS alerts
Employees receive messages when their salary is credited. - Personal accident insurance
Every cardholder gets free insurance coverage.
With these features, workers can easily perform a ratibi check balance anytime and keep track of their salary without stress.
Benefits for Employers
- Fast salary payments
One transfer can pay all employees at once. - WPS compliance
Salaries are paid according to UAE labor laws. - Less paperwork
Digital payments reduce manual work and errors. - Better record keeping
Salary data can be tracked and reviewed easily.
This system helps companies manage payroll efficiently while allowing employees to use fb balance check services for quick salary verification.
All 6 Ways to Check Your Ratibi Card Salary Balance
It has never been easier to check your balance on your Ratibi card. You can choose online, mobile, SMS, or offline, but FAB provides you with a variety of choices to make Ratibi Balance Enquiry fast and convenient.
The following is a brief comparison of all the methods available:
Method | Internet Required | Registration Needed | Cost | Speed |
PPC Inquiry (Magnati) | Yes | No | Free | Instant |
Yes | Yes | Free | Instant | |
Payit App | Yes | Yes | Free | Instant |
WhatsApp Banking | Yes | Yes | Free | Instant |
SMS Banking | No | Yes | Free | 1–2 minutes |
ATM | No | No | Free at FAB ATMs | Instant |
Key Points to Know
- PPC Inquiry (Magnati) – Fastest online option, no login needed.
- FAB Mobile App – Offers full card management, notifications, and balance view.
- Payit App – Digital wallet features, salary advance, and international transfers.
- WhatsApp Banking – Check balance and transfer money via simple chat.
- SMS Banking – Ideal for areas with poor internet or basic phones.
- ATM – Works offline, instantly shows balance, and prints receipts if needed.
With any of these options, employees can easily perform a ratibi prepaid card balance enquiry and stay updated on their salary anytime.
Instant Ratibi Balance Check via PPC (Magnati) – No Login Needed
The fastest way to check your Ratibi card salary is through the PPC Inquiry (Magnati) portal. This method does not require registration or login and works on any device with an internet connection.
How to Check Balance via PPC Inquiry
Follow these simple steps to view your salary instantly:
- Visit the Portal – Open your browser and go to https://ppc.magnati.com/ppc-inquiry/.

- Enter Last 2 Digits of Your Card – Find the last two digits of your 16-digit Ratibi card number.

- Enter Your Card ID – This 13-digit ID is located below your card number.
- Click “Go” – Your balance and recent transactions will appear immediately.

Benefits of Using PPC Inquiry
- No login or registration required – Works for anyone with card details.
- Free of cost – No charges for checking your balance.
- 24/7 availability – Check anywhere, 24/7 in the UAE.
- Works on any device – Laptop, smartphone, or tablet.
- See the latest transactions – Track your expenditures and salary deposits.
Using this method, employees can easily perform a ratibi balance inquiry and stay on top of their finances without relying on apps or SMS.
Check Ratibi Card Salary Through FAB Official Website
If you prefer a secure and official method, the FAB website is a reliable way to check your Ratibi card salary. It allows you to view your balance and transaction history safely from any internet-connected device.
How to Check Your Balance via the FAB Website
- Visit the FAB Official Website – Go to FAB Balance Check Portal.

- Log In to Your Account – Use your FAB online banking credentials.

- Select “Ratibi Prepaid Card Balance Inquiry” – Find this option under the accounts or services section.

- Enter Card Details – Input the last 2 digits of your card number and your 13-digit Card ID.

- Click “Go” – Your current balance and recent transactions will be displayed.
Benefits of Using the FAB Website
- Secure platform – Protects your personal and financial information.
- Official FAB method – Directly linked to your salary account.
- Anywhere, anytime – Works on PC, smartphone, or tablet.
- Check transaction history- Monitor deposits, withdrawals, and payments with ease.
- Free service – No extra charges for balance enquiry.
With this method, employees can perform a ratibi fab balance check quickly and safely, ensuring they always know their current salary status.
Check Ratibi Salary Using FAB Mobile App – Full Card Management
The FAB Mobile App is the most convenient way to manage your Ratibi card. It not only lets you check your balance instantly but also provides full control over your salary, transactions, and card features.
How to Use the FAB Mobile App
- Download the App – Available on Google Play Store for Android and Apple App Store for iPhone.

- Register or Log In – New users are able to register with their Emirates ID and face scan verification. Current users are able to log in using username, password, or biometric authentication.

- View Your Balance – Once logged in, your Ratibi card balance is displayed on the dashboard immediately.
- Navigate to “Accounts” – Select your Ratibi card for detailed information.
- Access Transaction History – See deposits, withdrawals, and purchases anytime.
Key Features of FAB Mobile App
- Instant salary alerts – Be notified when your salary is credited.
- Bill payments – Pay the utility bills, such as Etisalat, Du, Salik, and Mawaqif, directly through the app.
- Money transfers – Send funds to other Ratibi cards or bank accounts locally and internationally.
- Card activation – Activate your new Ratibi card securely through the app.
- Statement access – Download monthly or custom-period statements in PDF format.
Using the FAB Mobile App makes it easy for employees to perform a ratibi card salary check anytime, anywhere. It is secure, fast, and provides full control over your funds.
Check Ratibi Salary Using Payit App – Digital Wallet Benefits
The Payit App is UAE’s fully featured digital wallet powered by FAB. It allows employees to check their Ratibi card balance, manage money, and perform multiple financial tasks from one platform.
How to Check Your Salary via Payit App
- Download the App – Available on Google Play Store for Android and Apple App Store for iPhone.

- Open and Register – Choose “Ratibi Cardholder,” scan your Emirates ID, and enter your 13-digit Card ID.
- Check Mobile Number- Enter your mobile number and email, and then enter the 6-digit OTP received in SMS.
- Set Wallet PIN – Enter a 4-digit PIN to access the wallet.
- View Balance – Your salary is shown immediately, including the entire transaction history.

Key Benefits of Payit App
- Salary advance up to 50% – Request early salary with employer approval.
- Send money around the world –Send money to more than 200 countries with ease.
- Pay utility bills – Recharge phones, pay Salik, Etisalat, Mawaqif, and others.
- Track spending – Track transactions and control your budget.
- Complete wallet features – Use for shopping, bill splitting, and transfers.
With the Payit App, employees can perform a ratibi balance inquiry anytime, ensuring they always know their salary status and can manage funds efficiently.
Check Ratibi Salary via WhatsApp – Quick and Easy Messaging
For those who prefer a chat-based solution, WhatsApp Banking allows you to check your Ratibi card balance instantly. This method is fast, convenient, and works from your mobile phone anywhere in the UAE.
How to Check Balance via WhatsApp
- Save FAB WhatsApp Number – Add +971 50 396 6060 to your contacts.
- Start a Conversation – Open WhatsApp and send “Hi” to the FAB number.
- Verify Your Identity – Complete the OTP verification sent to your registered mobile number.
- Check Balance – Type “Balance” or select the balance option from the menu.
- View Services – See recent transactions and salary updates instantly.
Benefits of WhatsApp Banking
- Quick and easy – No need to download apps or log in online.
- 24/7 Availability – Check your balance anytime.
- Additional Services – Fund transfers, bill payments, and account inquiries are available via chat.
- Secure and reliable – Verified by OTP and connected directly to FAB systems.
- Works on any smartphone – Perfect for basic phones or when internet is limited.
With WhatsApp Banking, employees can perform a ratibi balance check number conveniently without accessing the website or mobile apps, making salary management simple and efficient.
Ratibi Card Balance Check via SMS – No Internet Required
If you don’t have internet access, SMS Banking is a perfect option to check your Ratibi card salary. It is fast, simple, and works on any basic mobile phone.
How to Check Balance via SMS
- Register Your Mobile Number – Make sure your phone number is registered with FAB for SMS banking.
- Send SMS Format – Type BAL [last 4 digits of your Ratibi card].
- Example: BAL 5678
- Example: BAL 5678
- Send to 2121 – This is the official FAB SMS number for balance enquiry.
- Receive Instant Response – Your current balance will appear within seconds.
Benefits of SMS Balance Check
- No internet needed – Works even in areas with poor connectivity.
- Quick and easy – Balance appears in 1–2 minutes.
- Free service – No charges for checking your salary.
- Perfect for basic phones – Ideal if you don’t use smartphones.
- Track your salary anytime – Helps you monitor deposits and spending easily.
Using SMS, employees can perform a ratibi prepaid card balance enquiry instantly without relying on apps or online platforms. It’s reliable, fast, and ideal for everyday salary checks.
Check Ratibi Salary at FAB ATM – Offline and Instant
If you prefer an offline option, checking your salary at a FAB ATM is quick, secure, and completely free. This method works even without internet access and is ideal for employees who are on the go.
How to Check Balance at FAB ATM
- Locate a FAB ATM – Use any FAB ATM in the UAE for free balance inquiry. Other bank ATMs may charge a fee.
- Insert Your Ratibi Card – Place the card in the ATM slot.
- Enter Your 4-Digit PIN – This protects your account and confirms your identity.
- Select “Balance Inquiry” – Follow the menu options to view your current salary.
- View or Print Balance – The screen shows your balance, and you can also print a mini-statement if needed.
Benefits of ATM Balance Check
- No internet required – Works entirely offline.
- Free at FAB ATMs – No charges for salary checks.
- Instant results – See your balance and recent transactions immediately.
- Secure and private – Only you can access your balance with your PIN.
- Reliable for everyone – Perfect for employees who prefer traditional banking methods.
Checking your salary at an ATM is a straightforward way to perform a fab salary check or ratibi card salary check anytime. It ensures you always have access to your funds, even without internet or a smartphone.
How to Register Your Mobile Number for Ratibi Card – Essential for Alerts
Registering your mobile number with FAB is essential to use SMS banking, WhatsApp services, and receive salary notifications. It ensures you never miss a fab balance check online or transaction alert.
How to Register Your Mobile Number
Via FAB Mobile App:
- Open the FAB Mobile Banking app and log in to your account.
- Go to Profile Settings or Account Settings.
- Select Mobile Number or Phone Settings.
- Tap Change Mobile Number and enter your new number.
- Receive an OTP via SMS and enter it to confirm.
- Registration is complete instantly.
Via FAB Online Banking:
- Log in to FAB Online Banking.
- Select the Services menu and click Other Services.
- Find the Mobile Number Update option.
- Follow the on-screen instructions and verify with OTP.
- Update confirmation appears immediately.
Why Mobile Number Registration is Important
- Receive free salary deposit alerts – Know when your wages are credited.
- Enable SMS banking – Check ratibi balance enquiry anytime.
- Access WhatsApp banking – Use chat for balance and transactions.
- Secure transactions – OTP verification ensures safety.
- Stay updated – Receive all notifications for card activity.
Registering your mobile number makes it easy to track your salary and perform a ratibi fab balance check efficiently, whether online, via SMS, or through WhatsApp.
How to Download Ratibi Card Apps – FAB Mobile & Payit
Using the right apps makes ratibi card salary check fast, easy, and secure. FAB provides two main apps – FAB Mobile App and Payit App – to manage your salary, check balance, and handle transactions from your phone.
FAB Mobile App – Step-by-Step
- Download the App
- Android: Search “FAB Mobile” on Google Play Store.
- iPhone: Search “FAB Mobile” on the Apple App Store.
- Android: Search “FAB Mobile” on Google Play Store.
- Install & Open – The app is free and easy to set up.
- Register/Login – New users can register using their Emirates ID or log in with existing credentials.
- Access Dashboard – View Ratibi card balance instantly, track transactions, and manage card features.
App Features:
- Check fab salary card balance check anytime.
- View transaction history and account statements.
- Receive salary alerts and notifications.
- Make bill payments and transfer money securely.
Payit App – Step-by-Step
- Download Payit – Available on Google Play Store and Apple App Store.
- Install & Open – Set up your digital wallet with a secure 4-digit PIN.
- Link Ratibi Card – Scan Emirates ID and enter your Card ID.
- Check Balance – View salary in real-time and access full transaction history.
Payit Benefits:
- Request a salary advance of up to 50%.
- Send money globally to over 200 countries.
- Pay utility bills and shop online easily.
- Manage your finances from a single app.
Downloading these apps ensures you can always do a fab balance check or ratibi balance enquiry securely, anytime and anywhere, without visiting an ATM or branch.
How to Apply for a Ratibi Salary Card – Complete Guide
Applying for a Ratibi card is simple, but it must be initiated by your employer. Employees cannot apply individually. The card ensures safe salary transfers and easy fab salary check online.
Steps to Apply for a Ratibi Salary Card
Employer Contacts FAB
- The company expresses interest in issuing Ratibi cards.
- FAB provides application forms and information on requirements.
Application Submission
- Submit all documents to the nearest FAB branch.
- Bank reviews and verifies the information carefully.
Provide Employee Details
- Include a list of all eligible employees in an Excel sheet.
- Ensure correct mobile numbers and emails for alerts.
Submit Documentation
- Employer collects employee details, including Emirates ID, labor card, and visa copies.
- Complete the Ratibi Application Form and the iBanking form for online management.
Processing and Card Delivery
- FAB processes applications in 5–10 business days.
- Cards are delivered to the employer for distribution to employees.
Key Points
- Employees must be UAE residents with a valid Emirates ID.
- Salary eligibility: AED 5,000 or less per month.
- Employer must have a WPS-compliant corporate account with FAB.
- Registration ensures employees can perform a ratibi balance enquiry and other banking services.
With the Ratibi card, employees can receive salaries securely, access global ATM networks, and manage their money efficiently.
How to Activate Your Ratibi Card – Step-by-Step
Before using your Ratibi prepaid card, it must be activated. Activation ensures your card is ready for salary deposits, fab balance check online, and all banking features.
Steps to Activate Your Ratibi Card
Find Your Card
- Navigate to Account Services or Cards in the app.
- Select your Ratibi card from the list.
Activate the Card
- Tap Activate or Enable.
- Enter card details: number, expiry, and CVV carefully.
- Confirm activation.
Test the Card
- Perform a small purchase or check balance via the app.
- Ensure the card is fully active and working.
- Tap Register if you are a new user.
- Enter your Emirates ID for verification and complete face scan.
- Existing users can log in with credentials or biometrics.
- Available for Android and iPhone.
- Free to download from Google Play Store or Apple App Store.
Tips if Activation Fails
- Double-check card number and Emirates ID details.
- Ensure internet connection is stable during registration.
- Contact FAB support at +971 2 499 6279 for assistance.
Key Benefits After Activation:
- Instant access to salary and Ratibi card salary check.
- Use your card for ATM withdrawals, online purchases, and bill payments.
- Secure PIN protection and instant transaction alerts.
Activating your Ratibi card is quick and ensures you can manage your salary and finances easily from your mobile or ATM
How to Get Ratibi Card Statement – Online and Offline Options
Getting a Ratibi card statement helps you track salary, monitor transactions, and manage your finances effectively. Whether you prefer online methods or offline options, you can access your statement easily for ratibi balance inquiry or fab bank salary check.
Ways to Get Your Ratibi Card Statement
Method | How to Access | Features | Best For |
PPC Portal | Visit ppc.magnati.com/ppc-inquiry, enter last 2 digits of card + Card ID | View balance & recent transactions instantly | Quick checks, free, online |
FAB Mobile App | Login → Statements/Documents → Select month/date → View or download PDF | Full transaction history, salary deposits, bill payments | Detailed records, download & email option |
ATM Mini-Statement | Insert card → Enter PIN → Select Statement → Print | Shows last 5–10 transactions | Quick offline check |
FAB Branch | Bring Ratibi card + Emirates ID → Request printed statement | Official stamped statement | Visa applications, loans, or official documentation |
Key Points
- PPC Portal: Fast online access without login; perfect for instant ratibi balance check number.
- FAB Mobile App: Access full statement, download PDF, or email it for personal record keeping.
- ATM Mini-Statement: Quick offline access; no internet needed.
- Branch Statement: Provides official, stamped records suitable for visas, loans, or formal use.
Checking your Ratibi statement regularly helps in budgeting, monitoring expenses, and confirming that salary deposits are correct. Using Ratibi prepaid card balance enquiry tools ensures your finances stay organized and secure.
WPS vs Non-WPS Salary System – Simple Explanation
Understanding how salaries are processed in the UAE is important for employees using a Ratibi card. Most workers use the Wage Protection System (WPS), while some senior staff may be on Non-WPS. This knowledge helps you manage your Ratibi balance enquiry or Fab Bank salary check efficiently.
What is WPS?
The Wage Protection System (WPS) is an electronic salary transfer platform introduced by the UAE government. It ensures salaries are paid on time and according to the employment contract.
Key Features of WPS:
- Salaries are deposited electronically into Ratibi cards or bank accounts.
- Real-time monitoring by MOHRE and Central Bank.
- Ensures legal compliance for all private sector companies.
- Protects employees from delayed or unpaid wages.
How Non-WPS Works
Non-WPS refers to salary payments made outside the official WPS system. It is usually used for senior management or specialized staff.
Key Features of Non-WPS:
- Direct bank transfers without WPS monitoring.
- Flexible payment arrangements and variable compensation.
- Less transparency compared to WPS.
- Still follows UAE labor law for salary deadlines.
WPS vs Non-WPS Comparison
Feature | WPS | Non-WPS |
Payment Method | Electronic through approved banks | Direct bank transfer |
Government Monitoring | Yes (MOHRE & Central Bank) | No |
Suitable For | Most employees ≤ AED 5,000 | Senior staff & executives |
Salary Records | Tracked and verified by the government | Company records only |
Employee Protection | High – full protection | Based on the employment contract |
Mandatory | Yes for the majority of the workforce | Optional for senior employees |
Transparency | Complete | Limited to the company |
Key Takeaway:
Using a Ratibi card ensures WPS compliance, protecting your salary and giving you full access to ratibi balance check and transaction history. Even if your company uses Non-WPS, your Ratibi card still allows easy fab salary check online anytime.
How to Transfer Money from Ratibi Card – Local & International Methods
The Ratibi card is more than just a salary card – it allows you to transfer money locally or internationally. With secure options for fab balance check and ratibi card salary check, you can send funds easily to family, friends, or other bank accounts.
Methods to Transfer Money
Method | How to Use | Benefits | Notes |
FAB Mobile App | Login → Transfer → Enter recipient details → Confirm with OTP | Instant transfers, local & international, secure | Requires internet |
Payit App | Login → Select wallet transfer → Enter card/account details → Verify | Send to 200+ countries, bill payments, wallet features | OTP verification needed |
FAB Branch | Visit branch → Provide Ratibi card + Emirates ID → Fill transfer form | Offline, secure, suitable for large amounts | May take longer than online |
ATM (Local Transfers) | Insert card → Select “Transfer” → Enter recipient account → Confirm | Quick for local banks, offline option | Limited to UAE banks |
Steps to Transfer Money via Mobile App
- Check Balance First – Ensure sufficient funds are available using Ratibi balance enquiry.
- Choose Transfer Method – Decide between FAB Mobile App, Payit, or a branch.
- Enter Recipient Details – Name, account/IBAN, bank name, and contact info.
- Review & Confirm – Verify amount, recipient, and any fees.
- Receive Confirmation – Save reference number for tracking.
Key Points
- Always double-check recipient details to avoid errors.
- Transfers via FAB Mobile App or Payit are the fastest.
- For international transfers, Payit offers a wide network of countries.
- Keep transaction receipts for records and salary check UAE balance enquiry purposes.
With these options, the Ratibi card provides flexibility, speed, and security when sending money, making it a complete solution for employees in the UAE.
How to Change Mobile Number on Ratibi Card – Quick & Easy Steps
Updating your mobile number linked to the Ratibi card is important to receive SMS alerts, notifications, and use services like ratibi balance check and fab salary card balance check. Changing your number is simple and can be done through online or mobile channels.
Steps to Change Mobile Number
Via FAB Mobile App
- Open the app and log in to your account.
- Go to Profile Settings → Mobile Number.
- Tap Change Mobile Number and enter the new number.
- Receive OTP via SMS and enter it to confirm.
- The change takes effect immediately.
Via FAB Online Banking
- Log in to FAB Online Banking.
- Click Services → Other Services → Update Mobile Number.
- Enter your new number and verify with OTP.
- Update is confirmed instantly.
Key Points
- Make sure your new number can receive SMS for verification.
- Updating ensures you continue receiving alerts for the fab balance check online.
- Always confirm a successful update by checking SMS alerts or your app dashboard.
- For any issues, contact FAB support at +971 2 499 6279.
Keeping your mobile number updated guarantees uninterrupted access to your Ratibi prepaid card balance enquiry and other important banking services.
Common Problems & Solutions – Fix Ratibi Card Issues Quickly
Even though the Ratibi card makes salary access simple, some users may face issues during ratibi balance check or fab salary check online. Knowing common problems and their solutions can save time and ensure smooth card usage.
Common Problems & How to Fix Them
OTP Not Received
- Cause: Mobile number not updated or network delay.
- Solution: Update mobile number via FAB app/online banking and retry.
Wrong Details Entered
- Cause: Mistyped card number, ID, or mobile number.
- Solution: Double-check details before submitting; update info if necessary.
FAB Mobile App Not Working
- Cause: Outdated app version or device compatibility issues.
- Solution: Update the app from Google Play Store/Apple App Store or reinstall.
SMS or WhatsApp Banking Issues
- Cause: Number not registered or connectivity issues.
- Solution: Register mobile number with FAB, ensure internet connection, and follow verification steps.
Balance Not Showing
- Cause: Incorrect card details or temporary server issues.
- Solution: Verify card number and Card ID, try again later, or use the FAB Mobile App for instant balance.
Tips to Avoid Problems
- Always use the official Ratibi card app or FAB Mobile App for balance and transactions.
- Keep your mobile number and email updated for OTP verification.
- Monitor transaction alerts to spot any unusual activity quickly.
By following these steps, you can resolve most Ratibi balance enquiry problems instantly and continue enjoying hassle-free salary access.
Security Tips for Safe Salary Checking – Protect Your Ratibi Card
Your Ratibi card holds your hard-earned salary, so it’s important to stay vigilant while performing a Ratibi balance check or a Fab balance check online. Following simple security measures ensures your money and personal information remain safe.
Key Security Tips
Keep Devices Secure
- Use updated antivirus and device security software.
- Enable biometrics (fingerprint/face recognition) for app login.
Avoid Public Wi-Fi
- Do not perform salary checks or transfers on unsecured networks.
- Use a private or mobile data connection for safety.
Protect Your PIN
- Never share your 4-digit card PIN with anyone.
- Change your PIN regularly for extra security.
Use Official Channels Only
- Always check your balance or make transfers through the Ratibi card app, FAB Mobile App, or official website.
- Avoid unofficial websites or apps that claim to provide balanced information.
Enable Alerts
- Turn on SMS notifications and in-app alerts to monitor transactions.
- Immediate alerts help detect unauthorized activity quickly.
Monitor Transactions Regularly
- Check your Ratibi prepaid card balance enquiry daily or weekly.
- Report any suspicious activity to FAB immediately.
Customer Support & Helpline Numbers – 24/7 Assistance for Ratibi Card
Having access to reliable support is essential for managing your Ratibi card salary check and resolving any issues related to fab balance check online. FAB provides multiple channels to help users quickly and efficiently.
Key Support Options
- Ratibi Helpline (UAE) – For immediate assistance with balance checks, card activation, and transactions.
- International Helpline – For users outside the UAE who need support.
- WhatsApp Banking – Convenient messaging for balance inquiry, transfers, and bill payments.
- Email Support – Ideal for detailed queries or documentation requests.
- In-App Support – Quick chat support via FAB Mobile App.
- Branch Visit – Personalized help for bank statements, lost cards, or disputes.
Points to Remember
- Keep your Ratibi card number and registered mobile number ready when contacting support.
- Use official channels to avoid scams or fraud attempts.
- WhatsApp and mobile app support are the fastest methods for checking ratibi prepaid card balance enquiry.
- For urgent card issues, call the UAE helpline first before visiting a branch.
With these customer support options, you can confidently manage your fab salary card balance check and ensure smooth financial access every time.
FAB Ratibi Card Support Table
Support Channel | Contact Details | Availability | Services Covered |
UAE Helpline | +971 2 499 6279 | 24/7 | Balance check, card issues, OTP help |
International Helpline | +971 4 371 0400 | 24/7 | Global support, transactions, inquiries |
General FAB UAE | 600 52 2235 | 24/7 | All FAB services, including Ratibi card |
General FAB International | +971 2 681 1511 | 24/7 | Support for expatriates and overseas inquiries |
WhatsApp Banking | +971 50 396 6060 | 24/7 | Balance, transfers, bill payments |
Email Support | atyourservice@bankfab.com | Business hours | Detailed queries, complaints, document requests |
FAB Mobile App Chat | In-app | 24/7 | Quick help for transactions and app issues |
FAB Branch Visit | Any branch | Branch hours | Statements, card replacement, official requests |
Frequently Asked Questions
Is Ratibi Balance Check Free?
Yes, all online, mobile, SMS, WhatsApp, and ATM balance inquiries are free.
Can I Check Balance Without Internet?
Yes, you can use SMS banking or visit any FAB ATM to perform a salary check or UAE balance enquiry.
What if My Salary Is Late?
Contact your employer first; if the issue persists, reach FAB customer support for assistance.
Can I Use My Ratibi Card Abroad?
Yes, the Ratibi prepaid card is globally accepted at Visa/Mastercard locations.
How Long Does Salary Transfer Take?
Salaries are deposited instantly on payday via the WPS system.
How Do I View Transaction History?
Check via FAB Mobile App, Payit App, or PPC Inquiry Portal to see the detailed ratibi balance enquiry.
Can I Receive a Salary Advance?
Yes, up to 50% of your salary can be advanced using the Payit app.
What Should I Do If I Forget My PIN?
Reset your PIN through the FAB Mobile App or contact customer support for guidance.


